Have you ever wondered who the real St. Patrick was? Why do we celebrate with parades and big celebrations? Each year millions of people around the world celebrate this patron saint of Ireland without any knowledge if his life or why he is so important to the Emerald Isle.
St. Patrick was not Irish. He was born in Wales, a Roman territory at the time in 385 AD and was raised in a wealthy family. His given name was Maewyn, though some say it was Succat, a Celtic word meaning “warlike”. His father was a Roman official so Maewyn was also known as Patricus. When he was 16 he was captured by a clan of Irish marauders and taken to Ireland as a slave. Once in Ireland, he was sent to County Antrim to be a shepherd. During this time, he worked outdoors away from people. Lonely and afraid he turned to religion for solace becoming a devout Christian.
After six years as a slave, Patrick escaped and made his way back to his family. He began studying in a monastery and there he heard the voice of God telling him to return to Ireland to convert the Pagans to Christianity. This he did as Bishop to Ireland in 432. His first church was in Saul in Northern Ireland. Patrick brought many monasteries to Ireland and was thought to have single-handedly responsible for bringing Christianity to Ireland. Patrick explained that the shamrock with its stalk and three separate leaves represented the father, son and holy ghost, the three aspects of the Christian God.
March 17, 481 is considered to be the day St. Patrick died. St. Patrick’s Day celebrations began in Ireland as a holy day. The first parade was held in Boston in 1737 and in NYC in 1762 as a response to the prejudice against the Irish-Catholic people. In an effort to promote cultural pride and acceptance, the Irish community banded together.
Today the Irish and the Irish-for-a-day around the world celebrate St. Patrick’s Day. From wearing green, green beer, green bagels, and the traditional corned beef and cabbage dinner, St. Patrick’s Day has come far from the recognition of the patron saint of the Emerald Isle.
No matter how you choose to celebrate, have a Happy St. Patrick’s Day and make safety a priority for your celebration.
Unfortunately, many people who have antique and fine jewelry do not insure it properly and a large segment of this uninsured jewelry is given as gifts. It can often be overlooked insurance until the item is lost or stolen. Here are four simple steps to help you make sure your fine jewelry, antique jewelry and jewelry gifts are protected.
- Gather together all the valuables you would like insured. Don’t forget any fine jewelry that household family members have and any heirloom and antique jewelry. Once gathered, take a photo of each piece and it is also a good idea to get an appraisal on any piece that would be difficult to value in a picture alone. Make a list of these pieces and the photos and place them in a safe deposit box along with any jewelry that you won’t’ be wearing on a regular basis.
- Review your current insurance for the coverage you already have. You may have some jewelry coverage currently on your homeowner’s or Renters insurance. Check with your insurance agent and ask how much coverage you have for your fine jewelry. Have specifics from your list on what types of jewelry you have and the approximate value.
- Get Quotes on Jewelry Insurance. If you need to purchase additional insurance above and beyond what your homeowners or renters policy limits, get a quote from your current agent first. They may be able to give you the best deal since you are an existing customer with other policies in force. If you decide to comparison quote, keep in mind the deductible and don’t forget to ask for discounts if the jewelry is being stored in a safe deposit box.
- After you have a good Insurance Policy, Don’t forget about storage and reassessments. Always keep your jewelry in a safe, preferably locked place, such as a safe deposit box. As mentioned above, this may make your insurance lower and of course will reduce the risk of your jewelry being lost, damaged or stolen. Also, remember to get your jewelry coverage reassessed when you get new jewelry or on a regular annual basis, especially on pieces that you feel may go up in value.
By Steven Visco
Keeping Pets Safe this Holiday Season
Our pets are part of our family so it isn’t unusual for them to join in our holiday festivities. Even though they are part of our family, pets have special needs that don’t allow them to celebrate in the same way we do.
Pets like to sit under the dining table in hopes that they will pick up a scrap or two. Sharing your meat scraps with a pet can be ok if no seasoning is used. Ingredients like onions can cause fatigue in pets, raisins in fruitcake can cause kidney failure as well as garlic, nuts, and nutmeg that can cause a variety of GI issues Be careful with the foods your pet may pick up or given.
Pets also like to linger around the Christmas tree trying to get a few sips of the water used to keep your live tree fresh. Although it seems harmless, Christmas trees leach out fertilizer and other toxic chemicals into the water. Standing water becomes a breeding ground for illness-causing bacteria. It is best to keep your pets out of this water no matter how cute it may seem. A suggestion would be to cover the trees water basin with foil or plastic wrap to keep your pet safely out of the water.
Pets are also one of the most requested gifts from children. How do you know if your child is ready for a pet? Ask yourself this question first. How good is your child at reliably completing chores? This will tell you how likely they are to help with the pet. This will also help you understand how much your child can do on their own and how much help you need to contribute. This should be a family decision as your new pet will become the newest member of your family.
Wishing you and your pets a safe and happy holiday season.
by Denise Visco
For all your insurance needs, visit our website at www.chedwards.net
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Warm Holiday Wishes and Reflections
The holidays are just one week away and I would like to take this opportunity to thank our valued staff, customers and my family for the support that allows me to continue the legacy my father, Gerard Visco handed down to me.
Times are changing and the way we do business must change too. By choice, our agency has undergone some changes this year in preparation for what will be an exciting, new model of our vision. I have been at work to prepare for these changes and look forward to unveiling them shortly.
As you celebrate the holidays this year, please know that we appreciate the trust you put in us to protect the people and possessions you value the most. C.H. Edwards, Inc. will continue to improve on the quality of customer service that you have come to rely on and is the main focus of my planning.
From the C.H. Edwards, Inc. family to yours, we wish you Happy Holidays and our warmest wishes for a prosperous New Year!
For more information on C.H. Edwards, Inc. visit our website at www,chedwards.net
by Steven Visco