This year fireworks season started early. Non-professionals have been using fireworks for a long list of reasons. Local authorities will be on heightened alert due to this so please proceed cautiously if you decide to use fireworks this holiday and keep our pets and people with special needs in mind.
Using fireworks on the Fourth of July is a tradition. Many people forget though, that fireworks can be very dangerous if used or handled incorrectly. Every year, hundreds of people including small children are injured due to unsafe firework use. This year celebrating our Independence can be safe if a few common-sense rules are followed:
- Have a designated shooter to organize and shoot all the fireworks.
- A responsible ADULT should be supervising all firework activities as well as keeping an eye on children.
- Guardians should not allow young children to handle or use fireworks.
- Drinking while shooting fireworks is NOT a good mix. Save the alcohol for after.
- Use fireworks outdoors where there is a clear area. Keep away from trees, cars and houses.
- Do not carry fireworks in your pockets; this could cause a serious injury.
- Wear safety gear while lighting and shooting fireworks. Safety glasses, safety gloves, a long-sleeved shirt, and long pants will help prevent burns.
- Always have water available and ready when you are using fireworks in case of a fire.
- Never relight a “dud” or already used fireworks. Wait 20 minutes and then soak it in a bucket of water.
- Soak used fireworks with water before placing them in your outdoor trash can.
Ensure your safety as well as others around you, by simply observing local laws and using good judgment and common sense.
As a reminder, the use of fireworks by an amateur is illegal in The State of New York. If you are using fireworks and cause damage to yourself or your property, this will not be covered by your homeowner’s insurance.
- If the damage is caused to your property by another person’s fireworks, there is coverage for this event on your Homeowners policy.
- Sparklers and party poppers are considered legal fireworks and damage to your property would be covered in the event of this accident.
Have a Happy and Safe 4th of July holiday from our C.H. Edwards, Inc. Family to yours!
by Denise Visco
As Thanksgiving rapidly approaches, we tend to get caught up in the preparations of the meal, watching of parades and sporting events and spending time with family and friends. For some, the planning and strategizing for shopping the sales of Black Friday and Cyber Monday consume our thoughts. Have we forgotten the real reason we celebrate Thanksgiving?
The first Thanksgiving was celebrated as a way for the Pilgrims to give thanks for the opportunity to begin a life in the New World. To get to this day, many survived illness and the restriction of freedoms that we now take for granted.
Thanksgiving is the one day a year set aside to give thanks. So what are you thankful for? This is a question that for many can bring about a storm of emotion. This question means something different to everyone.
In recent years, I made a choice to include my closest friends at my family table because close friends are as important to me as family. I am thankful for the opportunity to make this possible.
Thanksgiving is a time of reflection for me. I think of those no longer with me to celebrate the holidays and the memories of years gone by. I am thankful for my husband whose love and support I could not live without, my children who teach me what the meaning of love is every day, my family that remind me of where I started and how far we have come, my friends who support me in good times and difficult times and for the opportunities that I have been afforded to make this life one that I am proud of and happy to share with the people I care about.
However you decide to celebrate this year, I urge you to take time to remember why it is that we celebrate this day and to make thankfulness a part of each day not just Thanksgiving. In this fast paced world that we live in, it is too easy to forget to take time to slow down and remember just how we got here.
The Management and Staff of C.H. Edwards, Inc. would like to extend our best wishes for a very Happy Thanksgiving filled with the opportunity to make memories with those you cherish the most!
Written by: Denise Visco
November 15th is National America Recycles Day. This day is dedicated to encouraging Americans to recycle and buy recycled products. The America Recycles movement was started in 1997 and since then has helped people everywhere learn the importance of recycling. In honor of today, here are some helpful tips to follow when going green and helping the environment.
Save energy to save money:
– Install compact fluorescent light bulbs (CFLs) when your older incandescent bulbs burn out.
-Unplug appliances when you are not using them. Even if they are plugged in and not in use, energy is still being drawn to them.
Save water to save money:
-Take shorter showers to reduce water use. This will also lower your water and heating bills.
-Wash clothes in cold water whenever possible. 85% of the energy used to machine-wash clothes goes to heating your water.
Less Gas = more money:
-If you are traveling a short distance, consider walking or riding your bike instead of driving. Not only will this help the environment but it is better for your health also.
Recycle all plastic/glass bottles and papers:
-It may be a pain but be sure to recycle all of your used bottles and newspapers. Set up a separate recycle can outside by your garbage pails to help make sorting your trash easier.
Help make the earth a better place to live in today! Don’t forget to reduce, reuse and recycle.
Have you ever wondered who the real St. Patrick was? Why do we celebrate with parades and big celebrations? Each year millions of people around the world celebrate this patron saint of Ireland without any knowledge if his life or why he is so important to the Emerald Isle.
St. Patrick was not Irish. He was born in Wales, a Roman territory at the time in 385 AD and was raised in a wealthy family. His given name was Maewyn, though some say it was Succat, a Celtic word meaning “warlike”. His father was a Roman official so Maewyn was also known as Patricus. When he was 16 he was captured by a clan of Irish marauders and taken to Ireland as a slave. Once in Ireland, he was sent to County Antrim to be a shepherd. During this time, he worked outdoors away from people. Lonely and afraid he turned to religion for solace becoming a devout Christian.
After six years as a slave, Patrick escaped and made his way back to his family. He began studying in a monastery and there he heard the voice of God telling him to return to Ireland to convert the Pagans to Christianity. This he did as Bishop to Ireland in 432. His first church was in Saul in Northern Ireland. Patrick brought many monasteries to Ireland and was thought to have single-handedly responsible for bringing Christianity to Ireland. Patrick explained that the shamrock with its stalk and three separate leaves represented the father, son and holy ghost, the three aspects of the Christian God.
March 17, 481 is considered to be the day St. Patrick died. St. Patrick’s Day celebrations began in Ireland as a holy day. The first parade was held in Boston in 1737 and in NYC in 1762 as a response to the prejudice against the Irish-Catholic people. In an effort to promote cultural pride and acceptance, the Irish community banded together.
Today the Irish and the Irish-for-a-day around the world celebrate St. Patrick’s Day. From wearing green, green beer, green bagels, and the traditional corned beef and cabbage dinner, St. Patrick’s Day has come far from the recognition of the patron saint of the Emerald Isle.
No matter how you choose to celebrate, have a Happy St. Patrick’s Day and make safety a priority for your celebration.
Unfortunately, many people who have antique and fine jewelry do not insure it properly and a large segment of this uninsured jewelry is given as gifts. It can often be overlooked insurance until the item is lost or stolen. Here are four simple steps to help you make sure your fine jewelry, antique jewelry and jewelry gifts are protected.
- Gather together all the valuables you would like insured. Don’t forget any fine jewelry that household family members have and any heirloom and antique jewelry. Once gathered, take a photo of each piece and it is also a good idea to get an appraisal on any piece that would be difficult to value in a picture alone. Make a list of these pieces and the photos and place them in a safe deposit box along with any jewelry that you won’t’ be wearing on a regular basis.
- Review your current insurance for the coverage you already have. You may have some jewelry coverage currently on your homeowner’s or Renters insurance. Check with your insurance agent and ask how much coverage you have for your fine jewelry. Have specifics from your list on what types of jewelry you have and the approximate value.
- Get Quotes on Jewelry Insurance. If you need to purchase additional insurance above and beyond what your homeowners or renters policy limits, get a quote from your current agent first. They may be able to give you the best deal since you are an existing customer with other policies in force. If you decide to comparison quote, keep in mind the deductible and don’t forget to ask for discounts if the jewelry is being stored in a safe deposit box.
- After you have a good Insurance Policy, Don’t forget about storage and reassessments. Always keep your jewelry in a safe, preferably locked place, such as a safe deposit box. As mentioned above, this may make your insurance lower and of course will reduce the risk of your jewelry being lost, damaged or stolen. Also, remember to get your jewelry coverage reassessed when you get new jewelry or on a regular annual basis, especially on pieces that you feel may go up in value.
By Steven Visco
Keeping Pets Safe this Holiday Season
Our pets are part of our family so it isn’t unusual for them to join in our holiday festivities. Even though they are part of our family, pets have special needs that don’t allow them to celebrate in the same way we do.
Pets like to sit under the dining table in hopes that they will pick up a scrap or two. Sharing your meat scraps with a pet can be ok if no seasoning is used. Ingredients like onions can cause fatigue in pets, raisins in fruitcake can cause kidney failure as well as garlic, nuts, and nutmeg that can cause a variety of GI issues Be careful with the foods your pet may pick up or given.
Pets also like to linger around the Christmas tree trying to get a few sips of the water used to keep your live tree fresh. Although it seems harmless, Christmas trees leach out fertilizer and other toxic chemicals into the water. Standing water becomes a breeding ground for illness-causing bacteria. It is best to keep your pets out of this water no matter how cute it may seem. A suggestion would be to cover the trees water basin with foil or plastic wrap to keep your pet safely out of the water.
Pets are also one of the most requested gifts from children. How do you know if your child is ready for a pet? Ask yourself this question first. How good is your child at reliably completing chores? This will tell you how likely they are to help with the pet. This will also help you understand how much your child can do on their own and how much help you need to contribute. This should be a family decision as your new pet will become the newest member of your family.
Wishing you and your pets a safe and happy holiday season.
by Denise Visco
For all your insurance needs, visit our website at www.chedwards.net
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Warm Holiday Wishes and Reflections
The holidays are just one week away and I would like to take this opportunity to thank our valued staff, customers and my family for the support that allows me to continue the legacy my father, Gerard Visco handed down to me.
Times are changing and the way we do business must change too. By choice, our agency has undergone some changes this year in preparation for what will be an exciting, new model of our vision. I have been at work to prepare for these changes and look forward to unveiling them shortly.
As you celebrate the holidays this year, please know that we appreciate the trust you put in us to protect the people and possessions you value the most. C.H. Edwards, Inc. will continue to improve on the quality of customer service that you have come to rely on and is the main focus of my planning.
From the C.H. Edwards, Inc. family to yours, we wish you Happy Holidays and our warmest wishes for a prosperous New Year!
For more information on C.H. Edwards, Inc. visit our website at www,chedwards.net
by Steven Visco