National America Recycles Day

National America Recycles Day

National America Recycles Day

November 15th is National America Recycles Day. This day is dedicated to encouraging Americans to recycle and buy recycled products. The America Recycles movement was started in 1997 and since then has helped people everywhere learn the importance of recycling. In honor of today, here are some helpful tips to follow when going green and helping the environment.

Save energy to save money:

 – Install compact fluorescent light bulbs (CFLs) when your older incandescent bulbs burn out.

-Unplug appliances when you are not using them. Even if they are plugged in and not in use, energy is still being drawn to them.

Save water to save money:

-Take shorter showers to reduce water use. This will also lower your water and heating bills.

-Wash clothes in cold water whenever possible. 85% of the energy used to machine-wash clothes goes to heating your water.

Less Gas = more money:

-If you are traveling a short distance, consider walking or riding your bike instead of driving. Not only will this help the environment but it is better for your health also.

Recycle all plastic/glass bottles and papers:

-It may be a pain but be sure to recycle all of your used bottles and newspapers. Set up a separate recycle can outside by your garbage pails to help make sorting your trash easier.

Help make the earth a better place to live in today! Don’t forget to reduce, reuse and recycle.

Thanksgiving Reflections

Thanksgiving Reflections

Thanksgiving Reflections

Thanksgiving is a time to spend with family and friends to take pause and reflect on the past year and to plan for the year ahead. The celebrations often revolve around amazing food and laughter but let’s not forget to make the time to be thankful for all blessings.

At C.H. Edwards, Inc. we are thankful every day for the loyalty of our customers. It is because of that loyalty, we have been able to continue my family legacy and serve the Insurance needs of families. I am constantly re-evaluating the best way to serve the families that depend on C.H. Edwards, Inc. to help provide them with the best protection because your families are important to us! Thank you for putting your trust in us and for referring your family and friends and making them part of the C.H. Edwards family.

I am thankful for the amazing and strong Customer Service staff I have created over the years, sharing my vision and giving there best to our customers every day.

It is with this support and the support of my family, who each contribute to the prosperity of our business, that I am able to make this commitment. This support has allowed us to grow and change over the years and stay in this very competitive business.

In the coming year C.H. Edwards, Inc. will be experiencing some exciting changes and I am so grateful to be able to share them with our customers. Stay tuned!

Wishing you warm Thanksgiving wishes from the entire Visco family and the C.H. Edwards, Inc. Family.

by Steven Visco

Converting Your Home Heating System to Natural Gas

Converting Your Home Heating System to Natural Gas

Is it time to convert your home heating system from oil to a more affordable, reliable and healthier gas?

Natural gas home heating is much cheaper than oil. Not only is it cheaper, but it is clean, safe, efficient and a more dependable energy source because it is produced in the United States.

To begin the conversion process, contact PSE&G and ask them to recommend one of their reputable installers if you do not already have one.

The contractor can find out if there’s natural gas within 100 feet of your home so that you do not have to pay a connection charge.

Once this is determined, the contractor will remove the old boiler and oil tank if it is located inside your home. If your tank is located underground, it can be abandoned and will no longer be used to store fuel. In place of the old heating system, a gas boiler and a separate hot water heater will be installed. The last and final step would be a safety inspection of the new equipment.  This process can take some time, so make sure that you have enough of your current fuel source.

After that, you can enjoy a more affordable, safer, healthier and efficient way of heating your home.

Don’t forget to contact your insurance agent and advise them of your heating system updates.

For questions or more information on Homeowners insurance, please give us a call at 516-249-5200 or visit our website at

by Steven Visco



Why Do Auto Accidents Occur?

Why Do Auto Accidents Occur?

Automobile accidents are undesired, incidental and unplanned event’s that most of the time can be prevented.
On average there are 27,000 accidents each day across the globe!
You may be asking, so what are the main contributing factors to car accidents?

According to NYS Department of Motor Vehicle, here are the top 9 contributing factors to accidents:

  • Driver Inattention / Distracted Driving (19.1%)
  • Following too closely (17.4%)
  • Failure to yield right of way (15.7%)
  • Unsafe speed (10.9%)
  • Slippery Pavement (10.0%)
  • Improper passing or lane usage (5.3%)
  • Unsafe lane changing (4.3%)
  • Traffic control disregarded (4.1%)
  • Turning improperly (4.0%)

When you are behind the wheel, it is important to be safe. All of these factors leading to accidents are preventable.

If you have any questions in regards to road safety, please give C.H. Edwards, Inc. a call at (516) 249-5200 and our trained personal lines and commercial lines auto specialists will be happy to answer any of your questions.

Drive safely!


What Happened to the Spare Tire?

What Happened to the Spare Tire?

When you purchase a new vehicle, you expect the car to be equipped with all of the basic features a new car would have. Features such as adaptive headlights, air bags, seat belts, backup cameras, and brake assistance. How about the spare tire? A decade ago, the spare tire was an important feature when purchasing a new car.

According to a study conducted by AAA, automakers are ditching the spare tire in favor of tire inflator kits. Over a third of new vehicles sold in 2015 alone were driven without a spare tire.

Stringent fuel economy standards have forced automakers to shed weight from their vehicles; these changes have generally benefited drivers by lowering pollution and consumer gas budgets. Substituting a tire inflator for a spare tire only saves about 30 pounds from the vehicle. The 30 pounds saved is equivalent to saving less than a penny per gallon of gas.

Meanwhile, tire inflator kits can cost up to $300 to repair after a single use. Not only are the tire inflators more expensive to repair than changing a tire, but they also have limited utility. When a puncture occurs in the center of the tire’s tread, on the side wall, or in case of a blowout, the tire inflator is not effective.

Flat tires aren’t disappearing anytime soon, so why should spare tires?

If you are shopping for a new car this season, do not hesitate to ask your dealer if your vehicle comes with a spare tire. If your vehicle is equipped with a tire inflator, learn how to use the kit. It’s better to find out now, than to be surprised on the side of the road.




Sounds interesting? A Defensive Driving course can save you 10% on your liability insurance effective the date of course completion. I’m sure you are saying, I don’t have six hours to spend in a stuffy classroom when the weather is so amazing? What if I told you how to take a Defensive Driving course in your free time with the option of taking breaks whenever you need and the ability to do it whenever and wherever you like?

C.H. Edwards, Inc. makes taking your Defensive Driving course simple and enjoyable. Visit our website at and scroll down to the middle of the page. You will see a button that says “Defensive Driving Course, CLICK HERE”. When you click, you will be asked some basic questions and your ready to begin.

One of the benefits of taking the course on line is that you can complete it at your own pace. Instead of sitting for six hours straight, you have the option to pause your training as many times as you like within a month’s time.

Our Defensive Driving course is DMV approved and only costs $25. Once your course is completed, a certificate of completion will be mailed to you with two weeks. To receive a 10% discount on your liability, simply mail or bring a copy of your certificate in to your insurance agent and your discount will begin from date of course completion. If you have any questions about this program, please feel free to call one of our customer service representatives at 516-249-5200.

It’s that easy to lower your auto liability insurance by 10%. Don’t delay in receiving this discount that is yours for the price of a little of your spare time.

Has your insurance agent ever shared this information with you? If not, maybe it’s time for an insurance review? You just visited our website at and see what we offer our clients. Give us a call if we can be of assistance to you. A no obligation quote is waiting for you. We are happy to be of service to you. C.H. Edwards, Inc. hopes you will take advantage of this very important information!

Written by: Denise A. Visco