Flood Insurance


Did you know that floods are ranked as the top natural hazard in the country, taking place in, and causing damage in all 50 states? On top of that, did you know that the standard homeowners insurance policy does not cover flood damages?

At C.H. Edwards, Inc., we don’t let our customers remain in the dark regarding their coverage gaps and limitations. We want to make sure you are able to enjoy each day with the confidence a flood insurance policy provides so that you are never faced with any unpleasant surprises.

Secure a Policy That Fits Your Life & Your Budget!


We customize flood insurance policies from the following coverages:

  • Heavy Rains
  • Storm Surges
  • Blocked Storm Drainage Systems
  • Snow Melts

At C.H. Edwards, Inc., we offer two different types of flood insurance policies based on your property’s location and flood history:

Standard Flood Insurance

Communities that participate in the National Flood Insurance Program (NFIP), you may be able to seek coverage through a standard flood insurance policy. In order to take advantage of this coverage, you will need to apply for building and contents coverage in the form of a separate, exclusive standard flood insurance policy.

Preferred Risk Flood Insurance

If you live in a low or moderate risk zone, you may be able to take advantage of coverage through a low-cost preferred risk policy. Since a flood can occur in any community, any city, and any state, it is always best to be safe than sorry, even if you live in a low risk area.

Allow the knowledgeable professionals at C.H. Edwards, Inc. to secure a custom-tailored flood insurance policy that best safeguards your investment and provides you with peace of mind.

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