A Notary Public (sometimes called a Notary or a Public Notary) is an individual authorized by the state or local government to officially witness signatures on legal documents, collect sworn statements and administer oaths. A notary public uses an embossing tool to verify his or her presence at the time the documents were signed. Most states issue a unique identifying number to each notary public in order to prevent fraudulent use of the embosser.
An attorney or other public figures can be granted notary public status, but no legal training is required to apply for the position. Certain legal documents are required to be “notarized” in order to be recognized in court, so a notary public spends most of his or her time observing routine signatures. Due to the fact that identities are so critical, a notary public may also spend some time verifying the names of the parties involved in the signing. Generally, all parties provide some form of official identification (Driver’s license, birth certificate, passport, etc.) in order for the notary public to feel comfortable about certifying the signatures.
A qualified notary public should have a high level of integrity and respect for the legal process. Several organizations offer courses on the legal and social aspects of becoming a notary public. Notaries can not discriminate on the basis of race, sex, creed or religion.
C.H. Edwards, Inc. has a licensed notary on staff and we offer this service to our clients Free of Charge. This is just an added benefit of choosing an Independent Insurance Agent.
Do not hesitate to come in and take advantage of the opportunity should the need arise.
October is Long-Term Care Planning Month
What is Long-Term Care?
Unlike traditional health insurance, long-term care insurance is designed to cover long-term services and supports, including personal and custodial care in a variety of settings such as your home, a community organization, or other facilities.
For more information on Long-Term care insurance plan that is right for you and your family and to receive a quote, contact Steven Visco at C.H. Edwards, Inc. at 516-249-5200. www.chedwards.net
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If you live in a snowy area like here in New York, chances are your car is looking pretty dirty these days.
Road salt, dirt, and snow can make your car unrecognizable.
Washing your car during the winter season may seem like a waste of time, but, it is worth it in the long run.
Road salt and moisture can cause rust on a car. Not only is rust hard to stop but it can truly do damage to your vehicle.
Taking care of your car now means that it will last longer and its overall value will remain high.
Be sure to give your vehicle a rough scrub and a waxing. Pay close attention to the areas behind the wheels, quarter panels and front grille. These are the main areas where salt and dirt are collected.
If you don’t want to do the work yourself, invest a few dollars at your local car wash. Chances are for the price you pay, your car will get an excellent wash and wax.
Winterizing your car doesn’t have to be expensive or difficult. It just takes a little time.
How will you take care of your car this winter season?
The chilly months are here and there is no better way to warm up than next to your fire place.
It’s important to use extra precautions when burning wood in your fire place. Just a few simple safety tips will go a long way when it comes to protecting your home and family from a possible mishap.
Only burn dry, cured wood. Wood that has been split, stacked and dried for eight to twelve months is ideal.
Burn Firewood and only firewood! Other woods such as construction scraps, painted wood’s and treated woods release chemicals into your home. Not only does this compromise the air quality in your home but it can be deadly in some situations.
Have a chimney cap installed. This will prevent objects and critters from entering through and coming in your home.
Be sure to install carbon monoxide and smoke detectors near your fireplace as well as hallways and bedroom areas.
Do you have any fire place safety tips to share with us? Let us know!
Stay safe and warm this winter season.
This Winter is forecast to be one of the coldest on record. Many homeowners and businesses will be experiencing frozen water pipes.
Low temperatures of 20 degrees and below can result in frozen or burst water pipes.
Here are some precautions to take when avoiding frozen or bursting pipes in your home:
– Keep your heat up to at least 60-65 degrees.
– Run faucets at a slow trickle.
– Seal any areas where there is a draft.
– Open up your cabinet doors to let heat into closed spaces.
– Remove hoses from outside yard faucets.
If your pipes DO freeze, it’s OK! Just because they are frozen it does not mean they will burst. Here is what you can do:
– Leave your faucets open and call a plumber.
– Do not use a torch or open flame to thaw a frozen pipe.
– Try thawing the frozen pipe with a hairdryer. Start with the pipe closest to the faucet and work your way to the coldest section.
In the event your pipes have burst, turn off the water at the main shut off valve and leave your faucets on. It’s important that every member of your home know where the main shut off valve is located.
For more information, the damages and repairs that are covered under your homeowner’s insurance due to a burst pipe, contact our Homeowners Insurance specialists at (516) 249-5200 or visit our website at www.chedwards.net