Tips for Surviving the Holidays Illness Free!
A cough, sniffle and flu germs have a way of getting around. Avoiding these risks, especially during the holidays become an even more challenging task.
Here are some simple tips for helping you keep healthy this holiday season!
-Be sure to wash your hands regularly. A good scrub for at least 20 seconds with soap and warm water.
-Always carry hand sanitizer. When soap and water aren’t available, a good hand sanitizer with at least 60% alcohol is a good alternative.
-Covering a cough or sneeze is always a good habit. Covering a cough or sneeze with a tissue or in the bend of your arm at the elbow are the best ways to do this. Teach your kids this trick as well.
-Keep your defenses up! Getting plenty of sleep, eating good foods and keeping up regular exercise are the best way to do this.
Make a wellness plan now, so you can enjoy a happy and healthy holiday season. For more information visit flu.gov.
by Denise Visco
Looking for a way to make meditation part of your daily routine? Consider giving this simple tea meditation a try. How often do you make yourself a cup of tea? Have you ever stopped to think about the steps involved in preparing and enjoying that cup of tea? When considering the role of mindfulness in your daily schedule, the answer can be as simple as making your cup of tea. Stop and take the time to consider every step involved in this process, take time to smell the aroma and then concentrate on the way you feel as you take the first few sips. Sound simple enough? Give it a try. Will tea meditations become part of your daily routine?
by Denise Visco
November is Diabetes Awareness Month. Do you know the implications of this disease with regard to obtaining Life Insurance?
Diabetes does not prevent you from buying Life Insurance but it comes with a significant price increase. For example, a 57-year-old man with Type 2 diabetes and an A1C below 6.7 can buy a 20 yr. term policy for approximately $155 per month with a $250,000 death benefit, while the same man with an A1C above 6.7 and below 7.5, the premium would be approximately $232 per month for the same coverage. The premium amounts are estimates but clearly show the difference between how the amount you would pay for Life Insurance differs. The reason for this is that a person with a serious health condition such as diabetes is put in an insurer’s substandard class due to a higher risk of death. Sounds frightening? It is!
Is there anything you can do to avoid the higher premium and the high-risk category? You can wait until your A1C is controlled for a minimum of 6 months before applying for Life Insurance. There are also some companies that will accept proof that you have maintained a healthy diet and exercise program as well as maintained your medication schedule for a period of time and will make you eligible for the lower premium policy. This information varies from carrier to carrier. The best way to safely obtain this information is to purchase Life Insurance through a certified Life Insurance Representative.
If you would like more information on purchasing Life Insurance with diabetes or any other special health condition, contact Steven Visco at C.H. Edwards, Inc./Visco Family Insurance at 516-249-5200 or visit our website at www.chedwards.net.
by Denise Visco
It’s almost Halloween! Costumes are purchased. Decorations are in place and treats are being prepared for visiting trick or treaters. Everything seems in place, but what about our pets? Pets enjoy Halloween too so how do we keep them safe?
Candy, especially chocolate is a significant danger and can be poison to our pets. Chocolate is dangerous for two reasons. First, chocolate contains two chemicals-caffeine and theobromine which are stimulants. Symptoms can begin in 6-12 hours after ingestion. These symptoms can include panting, hyperactivity, increased thirst and urination. High concentrations lead to irregular heart rhythms, seizures, coma, and even death. There are all levels of sensitivity just like in people, some dogs and cats can be sensitive to chocolate and show signs of poisoning from much lesser amounts.
Chocolate is very high in sugar and fat. This could cause mild diarrhea, or more dangerous gastroenteritis, pancreatitis and liver disease from ingestion of large amounts of chocolate. Keep all candy out of the reach of pets and explain to young children that it is not safe to feed candy to dogs and cats.
If your pet is afraid of loud noises or frightened when people come to the door. Speak to your veterinarian about a calming supplement or mild tranquilizer to get your pet through Halloween comfortably. Never do this on your own. Consult a professional as the dose for pets is different than people. Be extremely cautious if your dog or cat goes out and navigates the yard on their own. Don’t leave them unattended on Halloween night. Pets innocently fall victim to Halloween pranks.
Our pets are special to us. Don’t let their safety become less of a priority due to the excitement of the holiday. With some planning, the day can be fun for the entire family. Hopefully, this information will help to provide a safe environment for our pets. Think Safety First and Have a Happy Halloween!
by Denise Visco
Are you feeling a little run down? Spending more time indoors and less outside soaking up the sun may leave you vitamin D deficient.
Have a delicious lunch packed with Vitamin D! Vitamin D fuels your body’s T cells, which fight bacteria and viruses. Research shows that nearly half of all people have a D vitamin deficiency by the end of the Winter.
By eating foods high in Vitamin D you will get closer to the 600 IU daily allowance per day. Fatty fish is a good option. 3 oz. of salmon has 479 IU and 3 oz. of canned tuna has 154 IU. Other good sources are milk (1 cup=115-125IU), eggs (1 large with yolk=41IU)and D-fortified orange juice (1 cup=137IU).
Give it a try and see how good you will feel. Soon enough we will get that extra dose from being outside in the sunshine!
by Denise Visco