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ARE YOU LOOKING TO SAVE MONEY ON YOUR AUTO INSURANCE? LET ME TELL YOU HOW YOU CAN SAVE 10% PERCENT ON YOUR LIABILITY IN THE COMFORT OF YOUR OWN HOME

ARE YOU LOOKING TO SAVE MONEY ON YOUR AUTO INSURANCE? LET ME TELL YOU HOW YOU CAN SAVE 10% PERCENT ON YOUR LIABILITY IN THE COMFORT OF YOUR OWN HOME

Sounds interesting? A Defensive Driving course can save you 10% on your liability insurance effective the date of course completion. I’m sure you are saying, I don’t have six hours to spend in a stuffy classroom when the weather is so amazing? What if I told you how to take a Defensive Driving course in your free time with the option of taking breaks whenever you need and the ability to do it whenever and wherever you like?

C.H. Edwards, Inc. makes taking your Defensive Driving course simple and enjoyable. Visit our website at www.chedwards.net and scroll down to the middle of the page. You will see a button that says “Defensive Driving Course, CLICK HERE”. When you click, you will be asked some basic questions and your ready to begin.

One of the benefits of taking the course on line is that you can complete it at your own pace. Instead of sitting for six hours straight, you have the option to pause your training as many times as you like within a month’s time.

Our Defensive Driving course is DMV approved and only costs $25. Once your course is completed, a certificate of completion will be mailed to you with two weeks. To receive a 10% discount on your liability, simply mail or bring a copy of your certificate in to your insurance agent and your discount will begin from date of course completion. If you have any questions about this program, please feel free to call one of our customer service representatives at 516-249-5200.

It’s that easy to lower your auto liability insurance by 10%. Don’t delay in receiving this discount that is yours for the price of a little of your spare time.

Has your insurance agent ever shared this information with you? If not, maybe it’s time for an insurance review? You just visited our website at www.chedwards.net and see what we offer our clients. Give us a call if we can be of assistance to you. A no obligation quote is waiting for you. We are happy to be of service to you. C.H. Edwards, Inc. hopes you will take advantage of this very important information!

Written by: Denise A. Visco

Making Donations to those in need this holiday season on Long Island

Making Donations to those in need this holiday season on Long Island

The holidays are a time when we stop and reflect for all that we are thankful for over the past year. It may be health, or family or even obtaining a goal that seemed out of reach. Some families are not as fortunate and the holidays can be a time of sadness for not being able to provide their families that same hopefulness for the year ahead.

The holiday season provides an opportunity to help those families in need. A food or clothing donation, volunteering at a food bank, collecting gently used toys within your own home or buying an extra gift for donation are just some of the ways you may be able to help. Don’t forget the Pets. Many animal shelters are in need of warm blankets and food during the Winter months. There are organizations all over Long Island that will assist you with your generous donation.

Here are some places on Long Island that will accept your donations:

Little Flower Family and Children’s Services (littleflowerny.org)

Little Flower is located in Wading River and helps children find foster care and possible adoption. Your support in the form of a toy drive, school supply drive or any other drive is greatly appreciated.

Island Harvest www.islandharvest.org 516-294-8528

Island Harvest is a food bank with locations in Mineola, Hauppauge and Uniondale.

Long Island Cares www.licares.org

Long Island Cares helps give out food and helps with school supplies and pets.

Kids United Against Hunger www.unitedwayli.org

Long Island Cares sponsors a project with the United Way of Long Island that helps teach kids about hunger and gives them an opportunity to volunteer at the Harry Chapin Food Bank in Hauppauge.

Big Brothers Big Sisters of Long Island www.bbsli.org 631-234-0000

Free pickup at your home is offered. Used clothing, coats, shoes, toys and small household items are appreciated and distributed to people in need.

Goodwill Industries International www.goodwill.org

New Or gently used items including clothing, appliances, electronics and furniture are happily accepted.

Society of St. Vincent De Paul www.svdprvc.org

With locations all over Long Island, they will gladly accepting donations of all kinds.

The Salvation Army www.satruck.org

The Salvation Army gladly accepts gently used items that will be sold through Family Thrift Stores. You can donate appliances, automobiles, adult and children’s clothing furniture and household goods.

These are just a few suggestions. Places of worship often provide the opportunity to donate food , warm weather gear and gifts through outreach services in your local community.

If you are feeling thankful this holiday season and would like to share that feeling with those less fortunate, reach out and make a donation. Your will have one more thing to be thankful for.

Happy Holidays from your friends at C.H. Edwards, Inc.! www.chedwards.net

Written by: Denise A. Visco

What To Say / What Not To Say At The Dinner Table

What To Say / What Not To Say At The Dinner Table

Thanksgiving dinner is a time for families to share thanks and reconnect. This is especially true when it comes to busy families. Life can be stressful, which can make it hard to keep up on all the things going on within your family, good or bad.

Keeping dinner discussions positive and saving the tough stuff for later is important, particularly with your children. Children who are faced with more positive interactions are happier, healthier and better learners in school.

Try a few of these positive swaps at your dinner table:

Instead of… “What homework do you have due on Monday?” Say… “What was the best part of your day today?”

Instead of…” Finish your carrots. There are starving children in the world” Say…” Did you know that carrots help keep your eyes healthy?”

Instead of…”Eat one more bite of your food” Say…”This is the last meal until dessert, ask your belly if it is really full!”

A positive life style is not only good for little ones but is good for everyone! Looking on the brighter side can help you become a better person, employee and friend.
Encourage positivity in your home today.

Have a Happy Thanksgiving from your friends at C.H. Edwards, Inc.

Written by: Amanda Haase

Life Insurance – Are You Ready To Have The Conversation?

Life Insurance – Are You Ready To Have The Conversation?

Life Insurance is often a difficult topic for many to discuss. It is not a conversation that anyone wants to start and is often put off until a life event forces you too. Maybe the conversation would be easier if you had someone outside of the family that you could discuss this with? Having the answers to the questions your family may have before they ask can put you at ease. Looking at Life Insurance as a life plan, a plan for your future and retirement is another way to present the conversation.

Making this topic easier is as simple as giving C.H. Edwards, Inc. a call. We will start by answering your questions, help you decide which policy is right for you and your family within your budget and offer a no obligation quote.

C. H. Edwards, Inc. has everything to assist you in making this uneasy topic easier. Still not sure, visit our website at www.chedwards.net and find out who we are. We have been working with clients since 1925, with their home, auto and life insurance as well as assisting commercial clients with their particular needs.

At C.H. Edwards, Inc., our clients are part of our extended family and who else would you trust with such a major life decision?

Written by: Denise Visco

Common Teen Driving Mistakes

Common Teen Driving Mistakes

Fact: Teen drivers are nearly four times as likely to crash when on the road. Below are some of the most common mistakes made by teen drivers:

Peer Pressure – friends encouraging the driver to turn up the music, or violate other family rules, to distract the driver.

Drinking and Driving – In 2013, 17 percent of drivers ages 16-20 were involved in fatal car crashes, due to intoxication. Do not drink and drive!

Distractions – Distractions while driving are more than just cell phones. Talking to passengers, using navigation systems, and applying makeup while driving all count as distractions.

Failure to wear a seatbelt – Seatbelts save an estimated 12,174 lives each year. 55 percent of teens killed in car crashes were not wearing seat belts. Buckle up! It is the law!

Underestimating the risks that come with driving – Teens often underestimate the risks and responsibilities that come with getting behind the wheel, making them feel invincible. This can lead to careless, dangerous mistakes.

Driving at night – A teen driver’s chance of being involved in a deadly car crash doubles, when they travel at night. This can be due to limited visibility and other dangers on the road.

Having multiple passengers – When your teen drives with multiple passengers in their car, their risk of being involved in a car crash increases 44% due to possible increased distractions, caused by the passengers.

Loud Music – “Cranking up the tunes” and adjusting the radio can cause major distractions while driving.

Overestimating their driving abilities – Overestimating their driving abilities, such as what speed they are comfortable at, as well as maneuvering on the road, can be dangerous to them and other drivers.

Fast or reckless driving – Going too fast, tailgating, and road rage are often primary factor in teen crashes.

Although these facts may seem unfortunate, talk to your son or daughter about these dangers before this upcoming winter driving season. It is Important to protect them and others when they are behind the wheel.

If you have any further questions regarding the information provided or you have a new teen driver that you are looking to insure, give C.H. Edwards a call today at 516-249-5200 for a free no obligation quote for the whole family! Please visit our website at www.chedwards.net.

Let us help you get covered! Please drive safely.

Written by: Amanda Haase

It’s Election Day! Are You Registered To Vote?

It’s Election Day! Are You Registered To Vote?

It’s Election Day! Are you registered to vote? If not, make today the day you register.

In order to participate in New York State or federal elections, you must register to vote either through Department of Motor Vehicle or New York Board of Elections.

In order to vote in New York State you must:
• Be a U.S. citizen (or born in Puerto Rico, Guam, or U.S. Virgin Islands).
• Be 18 years old by December 31st of the year that you register.
• NOTE: You must be 18 years old by the date of the election in order to vote.
• NOT be in prison or on parole for a felony conviction.
• NOT be adjudged mentally incompetent by a court.
• NOT claim the right to vote elsewhere.

Note that in order to be eligible to vote, you must register 25 days before the next election. In New York, you can register to vote online, in person, or by mail. You cannot register to vote by phone.

For more information on voting and registering to vote visit http://www.dmv.org/ny-new-york/voter-registration.php.

Written by: Amanda Haase

Have a Fun and Safe Halloween!

Have a Fun and Safe Halloween!

As Halloween time approaches, children everywhere will be picking out the perfect costume and heading out on Halloween night for some trick or treating fun. Along with the fun Halloween brings, it also can be a time for careless accidents.

Stay safe on Halloween night by following these 7 tips:

• Map out a trick or treating route before leaving the house and stick to a path your child is familiar with.

• Don’t forget to lock up. Whether you plan to stay home or you are heading out make sure to lock your doors and windows.

• Protect your car from being egged by parking in the garage.

• Make sure you and your child wear comfortable shoes to avoid tripping.

• Carry flashlights.

• Make sure costumes are not too long to avoid trip and fall accidents.

• Avoid buying sharp accessories and props. Look for flexible or foam props.

• Make sure to check all of your child’s candy when returning from trick or treating.

• When you are home for the night, keep your property well lit to avoid damage to your property.

As always, have fun and be safe this Halloween season. Start by preparing your children and yourself today.

Curious about what Halloween pranks are covered under your Homeowners Insurance policy? Give us a call at (516) 249-5200 and one of our Homeowners policy specialists will be happy to assist you with any questions or concerns that you may have.

Happy Halloween from your friends at C.H. Edwards, Inc.

 

Pumpkin Carving Safety Tips

Pumpkin Carving Safety Tips

With just a week left till Halloween, it is finally time; pumpkin carving time! Kids, teens and even adults wait all year to carve their frightening Jack-O-Lanterns for Halloween night!

Carving pumpkins is a great way to spend time with the whole family, but it can quickly become dangerous and turn Halloween fun into an unwanted nightmare. Pumpkins are tough but can become very slippery when handling them. This is why it is important to use extra precautions when carving pumpkins.

Follow some of these helpful safety tips when you’re carving your pumpkin this year:

Use the right tools: Consumer Reports tested pumpkin-carving kits a few years ago and observed that one advantage of the specialty tools is that they can saw through rinds, poke holes, and scoop out innards without being razor-sharp. Instead of using a household knife and spoon, purchase one of these kits from your local store.

Carve before taking off the top of the pumpkin: Carving the pumpkin before cutting the top off will help you avoid accidentally sticking your hand in the pumpkin while cutting inwards.

Take precautions: Carve in a clean, dry, and well-lit area.

Take your time: Remember, this is a fun activity and fun shouldn’t be rushed!

Don’t let kids carve: It is important to not let young children carve by themselves. Instead, have children draw markings on the pumpkin and help clean the innards out with a spoon or their hands.

Pumpkin carving is fun for everyone. Make sure you are administering safety this year while you share these activities with the ones you love.

At C.H. Edwards, Inc., we take pride in offering you helpful safety information, so that you can make the most of the time you spend with your family.

The Management and Staff at C.H. Edwards, Inc. wish you a Happy and Safe Halloween!