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What Happened to the Spare Tire?

What Happened to the Spare Tire?

When you purchase a new vehicle, you expect the car to be equipped with all of the basic features a new car would have. Features such as adaptive headlights, air bags, seat belts, backup cameras, and brake assistance. How about the spare tire? A decade ago, the spare tire was an important feature when purchasing a new car.

According to a study conducted by AAA, automakers are ditching the spare tire in favor of tire inflator kits. Over a third of new vehicles sold in 2015 alone were driven without a spare tire.

Stringent fuel economy standards have forced automakers to shed weight from their vehicles; these changes have generally benefited drivers by lowering pollution and consumer gas budgets. Substituting a tire inflator for a spare tire only saves about 30 pounds from the vehicle. The 30 pounds saved is equivalent to saving less than a penny per gallon of gas.

Meanwhile, tire inflator kits can cost up to $300 to repair after a single use. Not only are the tire inflators more expensive to repair than changing a tire, but they also have limited utility. When a puncture occurs in the center of the tire’s tread, on the side wall, or in case of a blowout, the tire inflator is not effective.

Flat tires aren’t disappearing anytime soon, so why should spare tires?

If you are shopping for a new car this season, do not hesitate to ask your dealer if your vehicle comes with a spare tire. If your vehicle is equipped with a tire inflator, learn how to use the kit. It’s better to find out now, than to be surprised on the side of the road.

 

Travelers Insurance Company Seminar

Travelers Insurance Company Seminar

Becoming familiar with the companies you write insurance through is essential when you are an insurance customer service representative. Being knowledgeable benefits the client, and makes you a better sales representative.

I recently attended a seminar offered by Travelers Insurance Company at their Huntington, New York office. Usually when people hear the word “seminar” they automatically think of a huge room with a bunch of chairs and an instructor giving a lecture at the front of the room. However, this was not the case! Travelers figured out a fun and interactive way to spice up their seminar.

Representatives from insurance agencies all over Long Island came to attend this learning experience.

20160517_104729_resizedFirst, all of the attendees were served a breakfast buffet before the start of the meeting. We then took our seats and were divided into small groups of eight. These groups then would migrate around the conference room to six different stations where you would focus on a certain product that Travelers has to offer. I truly enjoyed the group of representatives I was placed with during the seminar. They were all from local agencies on Long Island who do the same thing I do every day!

At each station we were trained on marketing, auto insurance, home insurance, claims, boat insurance and so much more. Each Travelers representative explained each product in a clear and concise manner.

I hope Travelers has another seminar very soon so I can meet more great people. Kudos to you Travelers Insurance!

Written by: Amanda Haase

ADAS: How C.H. Edwards, Inc., Can Help

ADAS: How C.H. Edwards, Inc., Can Help

Do you drive a vehicle with Advanced Driver Assistance Systems?

Advanced Driver Assistance Systems, (also commonly referred to as ADAS), are safety systems designed to work together and help drivers avoid potential problems and collision with other vehicles.

Several of the ADAS features are built into these vehicles’ windshields. So, when it comes to repairing your windshield in the event of a glass claim, it is essential to know that this piece of equipment is being repaired and recalibrated properly.

C.H. Edwards, Inc., is proud to say that we settle our client’s glass claims with one of the leaders in identifying these specialized vehicles’ needs.

Safelite Auto Glass helps provide peace of mind not only to you, but to our dedicated customer service agents at C.H. Edwards, that help in settling your claim. In most cases, an owner of this specialized vehicle would need to schedule a recalibration with their dealership. C.H. Edwards can provide you with one-stop windshield replacement and ADAS recalibration with Safelite.

Depending upon location, these services will be available to our clients late 2016 and early 2017.

If you would like more information on automobile insurance, please visit our website at www.chedwards.net or call us at 516-249-5200.

 

Don’t Get Caught Without Renters Insurance

Don’t Get Caught Without Renters Insurance

Homeowners and auto insurance are “no brainers” for most Americans. Well, why shouldn’t renter’s insurance be too?

According to a recent survey, 60% of renters do not carry renters insurance. Many people think that they can’t afford it, or it’s not important. Truth is, renters insurance is one of the most affordable and most important policies you can carry when being a renter.

More than half of renters without a renter’s policy reported that they didn’t think they could afford it. Prices vary depending on the level of coverage you choose for your policy. The average cost of a renter’s policy is about $15 a month! That’s less than what the average American worker would pay a month on coffee.

17% of renters without a renter’s policy said that they didn’t think renter’s insurance was important. Although that is far from the truth, it is very easy to think that a catastrophe won’t happen to you. In the United States, a house fire takes place every 90 seconds and break-ins occur every 15 seconds. When it comes to replacing everything you own in the event of a loss, the costs can add up very quickly. This is where renter’s insurance comes in.

If you are like the 16% of renters who choose not to purchase renters insurance and don’t fully understand what is covered, it is easy to think that you do not need it. In fact, many people assume that they are covered under their landlord’s policy or their family’s homeowner’s policy when renting at home. Your landlord’s policy only covers damage to the building, and your family’s homeowner’s policy will not cover your personal belongings, if you are over the age of 18.

Individual renter’s policies generally cover personal items that are lost due to fire, smoke, wind, hail, theft, vandalism and, in some cases, water damage.
Bottom line, avoid being the 60% of Americans that don’t have renters insurance.

For more information on renters insurance, please visit our website at www.chedwards.net

Written by: Amanda Haase

Hands-free driving is about to have a new meaning!

Hands-free driving is about to have a new meaning!

Hands free driving is about to get a new meaning. One of the first self-driving cars will debut in Pittsburg, Pennsylvania next week. And the company debuting this vehicle is Uber. This past February, the ride-sharing company announced that they would be partnering with Carnegie Mellon University to open its Uber Advanced Technologies Center in Pittsburgh. It is preparing to launch autonomous vehicles in to its fleet by 2020.

“Self-driving cars have the potential to save millions of lives and improve quality of life for people around the world,” Uber said in a blog post on its site, citing a statistic that 94% of car accidents that result in the loss of live involve human error.

Uber`s rival Lyft, is also trying to get in on all of this action. Lyft has released a statement this month that they are currently in the same process. “Executives at Lyft and Uber have said one of the top hurdles to their success is navigating a patchwork of regulations that govern the use and liabilities of autonomous vehicles. Federal regulators are working to help companies figure out how to meet safety standards when designing cars.” This project is still in the early stages for both Lyft and Uber. With all the pros and cons to this, it’s interesting to see what will happen.