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Daily Archives: September 18, 2017

Hurricane Terms and Meanings: What To Look For!

Hurricane Terms and Meanings: What To Look For!

When it comes to hurricanes, there are many terms used to describe their levels of strength, and the effect one can expect with it.

Here is what to listen for:

Hurricane Watch: An announcement that hurricane conditions (sustained winds of 74 mph or higher) are possible within the specified area in association with a tropical, subtropical, or post-tropical cyclone. During a watch, prepare your home and review a plan for evacuation in case warnings are issued.

Tropical Storm Watch: An announcement that tropical; storm conditions (sustained winds of 39 to 73 mph) are possible within a specified area within 48 hours in association with a tropical, subtropical or post tropical cyclone. During a watch, prepare your home and review a plan for evacuation in case warnings are issued.

Hurricane Warning: An announcement that hurricane conditions (sustained winds of 74 mph or higher) are expected somewhere within the specified area in association with a tropical, subtropical, or post-tropical cyclone. Because hurricane preparedness activities become difficult once winds reach tropical storm force, the hurricane warning is issued 36 hours in advance. The warning can remain in effect when dangerously high water or a combination of dangerously high water and waves continue, even though winds may be less than hurricane force.

Tropical Storm Warning: An announcement that tropical storm conditions (sustained winds of 39 to 73 mph) are expected somewhere within the specified area within 36 hours in association with a tropical, subtropical, or post-tropical cyclone.

Extreme Wind Warning: Extreme sustained winds of a major hurricane (115 mph or greater), usually associated with the eyewall, are expected to begin within an hour. Take immediate shelter in the interior portion of a well-built structure.

Be aware that additional watches and warnings are issued to provide detailed information on specific threats such as flood and tornadoes. Local National Weather Service offices issue flash flood/flood watches and warnings as well as tornado warnings.

For more information on what damages are covered under your homeowners insurance due to a hurricane, please give us a call at (516) 249-5200.

Please be advised, flood damages are not covered under your standard homeowners insurance policy. A separate flood policy would be necessary. Call TODAY for a free quotation.

 

Do you have a family emergency plan?

Do you have a family emergency plan?

Everyone needs to be prepared for the unexpected. You, as well as your family and friends, will most likely not be together when a disaster strikes. How will you find each other? Will you know if your children or parents are safe?

Here are steps to take before a disaster happens to ensure you and your loved ones will be safe:

  • Post emergency telephone numbers near the phone.
  • Install safety features in your home, such as smoke alarms and fire extinguishers.
  • Inspect your home for items that can move, fall, break or catch fire and correct them.
  • Have your family learn basic safety measures such as CPR and first aid, how to use a fire extinguisher and also how to turn off the main’s to your gas, water and electric in your home.
  • Teach children how and when to call 911 in the event of an emergency.
  • Prepare an emergency supply kit. Here are some important items to consider:
    • At least a 3-days’ supply of water (one gallon per person per day).
    • At least a 3 days’ supply of non-perishable food.
    • One change of clothing and shoes per person.
    • One blanket or sleeping bag per person.
    • First aid kit.
    • Batteries.
    • Emergency tools.
    • Flashlight.
    • Extra set of car keys.
    • Credit card and cash.
    • Special items for infants, elderly or disabled family members.
    • Prescription and non-prescription medications.

Last but not least, practice and maintain your plan with your loved ones.