Daily Archives: March 15, 2012

Many renters are underinsured because they do not realize where their landlord’s coverage ends and their responsibility begins.  For example, if the cable guy slips and falls down while walking through your kitchen, you might be responsible.

Renters Long Island Home Insurance covers you up to the policy limit for accidental injuries to guests that happen within your unit.

As a renter, you may need for your furniture and other personal property such as clothes and shoes; audio, video and computer equipment; CDs and DVDs; sports gear; art; jewelry and everything else you own.  Think about how much it would cost you to replace everything you own.

Renters insurance protects you if your covered property is lost, stolen, damaged or destroyed no matter where it is when the loss occurs, such as while you are moving it, or while it is stored in your parents’ basement.

We are dedicated to making your Long Island Home Insurance purchasing experience hassle free.  We strive to give our customers more reason to insure with us.

Did you know there are certain things you could do to get the most out your automobile? Whether your car is showroom-fresh or a piece of “junk” that has seen better days, routine maintenance is the first step in keeping that car on the road. Maintaining your vehicle properly requires more than checking tire pressures each week, getting regular tune-ups, and scheduled oil changes. Not allowing your comprehensive Long Island auto insurance policy to lapse is vital as well so you have the funds to fix any damage that occurs. What else is involved?

Avoid revving the motor unnecessarily and never subject your car to jackrabbit starts when the light turns green. These are habits that cost you extra money in fuel and cause damage to the motor and transmission. Make sure you have a mechanic inspect the belts, hoses, and battery cables every 2-3 months. Many automobiles are now equipped with computer sensors that alert you to engine problems, but remember that these electronic sensors are not infallible. You could avoid problems early with a little preventive maintenance.

There are some products that add a clear layer of silicone to the glass of your windshield. These may help prevent dings and cracks from debris that flies up while driving. The silicone coating may also improve driver visibility during a rainstorm. Even with the best care, there may still be damages or accidents involving your car. Long Island auto insurance may help ensure these events do not take you off the road for long. Speak to your agent about increasing your coverage or obtaining a policy if required!

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